This category targets the individual wealth and financial planning needs of professionals (corporate, startup), and proprietors, helping them manage their personal finances effectively, minimize tax, and build long-term wealth.

WHAT’S INCLUDED:

• Personal Financial Planning (PFP): Comprehensive goal-setting, cash flow management, budgeting for high-earners.

• Tax Optimization & Planning: Strategic tax-saving advice tailored for salaried individuals, maximizing deductions (80C, HRA, etc.), and capital gains planning.

• Investment Advisory: Guidance on mutual funds, stocks, fixed-income products, linked to personal risk tolerance and goals (retirement, children’s education, etc.).

• Retirement Planning: Calculating corpus needs, reviewing existing investments (EPF, PPF, NPS), and setting up supplementary plans.

• Insurance Review: Analysis of existing life and health insurance policies to ensure adequate coverage and cost-effectiveness.

IDEAL FOR:

• Salaried Employees looking for better tax and investment strategies.

• Startup Professionals with ESOP/stock options.

• Proprietors mixing personal and business finances.